Get a loan in a matter of minutes. No fax required, little verification and fast approval system completely online.

Fast Online Approval

No fax, no documents


Secure and safe process

Easy Application

One-step application

Online faxless loans are the easiest way to get money quickly and without unnecessary effort. Therefore, if you are in need of money and simply cannot wait until your next payday you have a great opportunity to get funds easily. As with many online lenders there is minimum paperwork and maximum privacy you can receive funds the same day you apply and nobody has to know about it. It is not like with your regular, local lenders who might require an employment certificate, or other documents that would make you go to your boss to ask for papers. With faxless loans online the application process is crystal clear and it takes only a few minutes. You loan is transferred via direct deposit to your bank account. No fax online cash loans are suitable for everyone who need cash immediately.

Bad credit accepted

What is also of utmost importance to many customers deciding to take online faxless loans is the fact that such loans are also provided to people with bad credit. Since online lenders have different from banks manners of calculating whether a given customer can afford to take up a payday loan many customers declined by a bank can count on receiving loans online. While critics of payday loans claim that they are much more expensive than bank loans it is a gross exaggeration. Banks tend to advertise small interest rates which might make it seem as if the loans are much less expensive than they really are. This is so because banks add to the interest rates additional costs such as a commission, or / and a mark-up. Some banks even have obligatory credit insurance which also adds to the overall loan price. Thus instead of paying one, fixed fee to the lender the borrowers may end up paying the interest, the mark-up, commission as well as the insurance. And since only the interest rate is displayed as a percentage and the remaining sums as monetary amounts it is terribly difficult to calculate how much exactly the loan would cost.

Faxless payday loan lenders

The issue it completely different with payday loans and cash advance lenders who tend to be more straightforward with the costs of their loans. That is in order to for the borrower to receive money an agreement is signed which states that for a given amount of money a fixed fee will be charged. Thus there are no surprises as everything is clear form the beginning. A repayment schedule is settled prior to lending money, but there is always the possibility of prolonging it for a small additional fee, which is also stated in the loan agreement. It is much easier to calculate such costs as there are no hidden fees, no extra insurance, of the borrowers’ part, and no mark-ups whatsoever.

When all costs of bank loans are taken into consideration and not only the interest rate it turns out that when compared to payday loans the cost of the latter is not as high as the critics claim. Moreover, when you add to that the fact that people with bad credit can count on faxless payday loans which the customers can get the same day and all that without unnecessary paperwork the decision where to apply for a loan ought to be quite simple.

No credit OK for faxless loans under $500

No fax online cash loans come with no traditional credit check. If you happen to have bad credit, you still qualify for no fax online cash loans. There are many lenders who are willing to approve your faxless application in a matter of minutes.

Rules in the USA

Payday loans are illegal in: Arizona (AZ), Arkansas (AR), Connecticut (CT), Georgia (GA), Maine (ME), Maryland (MD), Massachusetts (MA), New Jersey (NJ) New York (NY), North Carolina (NC), Pennsylvania (PA), Vermont (VT), West Virginia (WV), the District of Columbia (DC). Amounts: $100, $200, $300, $400, $500, $600, $700, $800, $900, $1000

Rules in Canada:

British Columbia – capped at 23% of the principal (including interests and fees) Alberta – up to 23% Saskatchewan – an interest rate cap of 23% of the principal, a cap of 30% on a defaulted loan Manitoba – at 17% per two weeks Ontario – $21 per $100 borrowed for a period of two weeks New Brunswick – illegal at any rate over 60% per annum Nova Scotia – the maximum rate to 25% Prince Edward Island – $25 per $100 borrowed for a period of two weeks Newfoundland and Labrador – no legislation